Heat the olive oil in a medium pot over medium heat.
Add the diced yellow onion and red bell pepper, sautéing for 3-4 minutes until softened.
Add the ground turkey to the pot and cook until browned, breaking it into small crumbles with a wooden spoon.
Stir in the minced garlic, chili powder, smoked paprika, cumin, sea salt, and black pepper, cooking for 1 minute until fragrant.
Pour in the tomato puree, rinsed black beans, and water.
Bring the mixture to a gentle boil, then reduce the heat to low and simmer for 15 minutes to thicken and meld the flavors.
Serve hot in a bowl, optionally garnished with fresh herbs.