Heat the extra virgin olive oil in a large skillet over medium-high heat.
Add the diced red onion and bell peppers to the skillet and sauté for 3-4 minutes until the vegetables are slightly softened.
Place the ground turkey in the skillet, breaking it into small crumbles with a wooden spoon or spatula.
Season the turkey with chili powder, cumin, garlic powder, sea salt, and black pepper.
Cook the turkey mixture for 6-8 minutes until the meat is browned and fully cooked through.
Stir in the rinsed black beans and cook for an additional 2 minutes to ensure they are heated through.
Prepare the base of the bowl by placing the chopped romaine lettuce into a large serving dish.
Spoon the warm turkey and bean mixture over the bed of lettuce.
Top the bowl with a generous dollop of cottage cheese to provide a creamy texture and extra protein.
Finish the dish by garnishing with fresh cilantro and a bright squeeze of lime juice.