Heat the extra virgin olive oil in a medium skillet over medium-high heat.
Add the diced red onion and red bell pepper to the skillet, sautéing for 3-4 minutes until softened and fragrant.
Add the veggie mince to the pan, breaking it up with a wooden spoon or spatula.
Stir in the chili powder, cumin, garlic powder, sea salt, and black pepper, ensuring the mince is evenly coated.
Cook the mince for 5-6 minutes until browned and slightly crispy at the edges.
Add the black beans to the skillet and stir for 1 minute until they are heated through.
Warm the whole wheat tortilla in a dry pan for 15 seconds per side or until pliable.
Spread the plain Greek yogurt down the center of the tortilla.
Spoon the seasoned veggie mince and bean mixture over the yogurt layer.
Top with shredded cheddar cheese, sliced avocado, fresh cilantro, and a squeeze of lime juice.
Fold the bottom of the tortilla up, then roll the sides tightly to form a wrap and serve immediately.