Heat the olive oil in a non-stick skillet over medium-high heat.
Add the ground turkey, sea salt, black pepper, cumin, and chili powder, breaking the meat apart until fully browned.
Stir in the black beans and cook for 2 minutes until heated through, then remove the mixture from the pan and set aside.
In a small bowl, whisk together the whole egg and egg whites until well combined.
Lower the skillet heat to medium, pour in the eggs, and add the fresh spinach, stirring gently until the eggs are soft-scrambled and the spinach is wilted.
Briefly warm the whole wheat tortilla in a separate dry pan or microwave for 15 seconds until pliable.
Layer the turkey and bean mixture onto the center of the tortilla, top with the scrambled eggs, and drizzle with the zesty salsa roja.
Fold in the sides of the tortilla and roll tightly to secure the filling before serving.