Heat a large non-stick skillet over medium heat and add the olive oil.
Add the ground turkey, diced onion, and red bell pepper to the skillet, breaking up the meat with a spatula until it is browned and the vegetables are tender.
Stir in the sea salt, black pepper, and ground cumin to season the meat and vegetable mixture.
In a small bowl, whisk together the whole egg and egg whites until smooth.
Push the turkey and vegetable mixture to one side of the pan and pour the eggs into the empty space, scrambling them gently until they are just set and fluffy.
Fold the black beans into the egg and turkey mixture, cooking for an additional minute until everything is heated through.
Warm the whole wheat tortilla in a separate dry pan or over a low gas flame for about 15 seconds per side until pliable.
Spoon the filling into the center of the warm tortilla, top with the fresh salsa, and roll it up tightly to serve.