Rinse the jasmine rice under cold water until clear, then combine with 0.5 cups of water in a small pot.
Bring to a boil, reduce to a simmer, cover, and cook for 15 minutes or until water is absorbed.
Heat the olive oil in a large skillet over medium-high heat.
Add the diced red onion and bell pepper to the skillet, sautéing for 3-4 minutes until softened.
Add the ground beef to the skillet, breaking it up with a spoon.
Season the beef with chili powder, ground cumin, garlic powder, sea salt, and black pepper.
Cook the beef until browned and fully cooked through, about 6-8 minutes.
Stir in the rinsed black beans and cook for another 2 minutes until heated through.
Assemble the bowl by placing the cooked rice at the base, followed by the beef and bean mixture.
Garnish with fresh cilantro and a squeeze of lime juice before serving.